NIKKI OESTER

As a homeowner in Texas, paying property taxes can be a significant financial burden. However, there are several ways you can lower your property taxes and save money. In this blog post, we will explore some strategies you can use to lower your property taxes in Texas.

1. File for homestead exemption: A homestead exemption is a tax break available to homeowners who use their property as their primary residence. In Texas, homeowners can apply for a homestead exemption on their property taxes, which can lower the assessed value of their property and reduce their tax bill. To qualify, you must live in the home as your primary residence on January 1st of the tax year and file an application with your local county appraisal district.
2. Challenge your property appraisal: Your property’s appraised value is the basis for determining your property tax bill. If you believe that your property’s appraised value is too high, you can challenge it through the protest process. Texas law provides for an informal protest process through the appraisal district, and you can also file a formal appeal with the appraisal review board. Make sure to provide evidence to support your claim, such as recent sales of similar homes in your area.
3. Take advantage of tax exemptions: Texas offers various tax exemptions that can help lower your property taxes, such as exemptions for disabled veterans, seniors, and charitable organizations. Check with your local appraisal district to see if you qualify for any of these exemptions.
4. Consider a payment plan: If you are struggling to pay your property taxes, you may be able to set up a payment plan with your local appraisal district. This will allow you to pay your property taxes over time, rather than in one lump sum.
5. Consult with a property tax consultant: Property tax consultants can help you navigate the complex property tax system and find ways to lower your tax bill. They can assist you in filing for exemptions, challenging your appraisal, and negotiating with your local appraisal district.

Lowering your property taxes in Texas can be a challenging and time-consuming process. However, by taking advantage of the strategies listed above, you can reduce your tax bill and save money. If you have questions about your property, reach out to me at (253) 306-2669!

References:

• Texas Comptroller of Public Accounts. (n.d.). Property Tax Assistance. Retrieved from https://comptroller.texas.gov/taxes/property-tax/
• Texas Tax Code. Title 1, Chapter 11. (n.d.). Retrieved from https://statutes.capitol.texas.gov/Docs/TX/htm/TX.11.htm